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Financial Intelligence Engine:Billing Rules

Last Updated:Jun 04, 2026

Learn when each ZOLOZ product incurs charges based on initialization status and API responses.

ZOLOZ products are billed based on initialization status and API response results.

Billing rules

The following table lists the billing conditions for each ZOLOZ product. 

Products

Initialization status (initialize API)

Billing Rules

ZOLOZ Real ID (Standard and Financial grades)

Initialization fails

No charge

Initialization succeeds

Charged when the ekycResult parameter of the ZOLOZ checkresult API returns "Success", "Pending", or "Failure".

Retrieve business results through the checkresult API.

ZOLOZ Face Capture

Initialization fails

No charge

Initialization succeeds

Charged after successful image capture when the faceCaptureResult parameter of the ZOLOZ checkresult v1a API returns "Success" or "Failure".

Retrieve business results through the checkresult v1a API.

ZOLOZ Face Compare

Not involved

Charged on successful face comparison, when the resultCode parameter of the ZOLOZ compare API returns "SUCCESS".

ZOLOZ ID Recognition(SDK Version)

Initialization fails

No charge

Initialization succeeds

Charged after successful image capture when the recognitionResult parameter of the ZOLOZ checkresult API returns "Y" or "N".

Retrieve business results through the checkresult API.

ZOLOZ ID Recognition(API Version)

Initialization fails

No charge

Initialization succeeds

Charged when the response parameter recognitionResult from the ZOLOZ Recognize API returns "Y" or "N".
Retrieve business results through the Recognize API.

ZOLOZ Connect

Initialization fails

No charge

Initialization succeeds

Charged after successful image capture when the resultCode parameter of the ZOLOZ checkresult API returns "SUCCESS" or "NOT_SAME_PERSON".

Retrieve business results through the checkresult API.

ZOLOZ NFC Reader

Initialization fails

No charge

Initialization succeeds

Charged after successful NFC read when the nfcResult parameter of the ZOLOZ checkresult API returns "Success".

Retrieve business results through the checkresult API.

ZOLOZ Statement of Travel Records

Not involved

Charged when the resultStatus parameter of the ZOLOZ extract API returns "S" or "F".

ZOLOZ ID Network

Not involved

  • risk query API: Charged only when the call succeeds and resultStatus returns S.

  • add API: Charged only when a new record is added with a synchronous risk query. Adding a record alone is not charged (effective August 11, 2025).

ZOLOZ CN Authority

Not involved

Charged when the resultCode parameter of the ZOLOZ verify API returns "SUCCESS" or "AUTHORITY_NOT_SAME_PERSON".

Billing for native SDK integration

After successful initialization, a charge occurs at step 2.n when the ZOLOZ SDK collects and uploads data. The following diagram illustrates the billing flow.

image.png

Notes:

  • ZOLOZ charges are based on the FLOW status, which reaches its final value at step 2.n.

  • Calling checkresult only reads the flow status and cannot change it. Billing occurs once the flow meets billing conditions, regardless of whether the checkresult API is called.

  • To avoid billing discrepancies, complete the full interaction flow per App SDK-mode integrationMobile web (H5)-mode integration. Verify charges based on the checkresult.

Note: The document is for reference only.