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Financial Intelligence Engine:Product Charges

Last Updated:Dec 06, 2024

This topic describes the billing rule for ZOLOZ products.

Billing Rule

The following table lists billing rules for ZOLOZ products. 

Products

Initialization status (initialize API)

Billing Rules

ZOLOZ Real ID (Standard and Financial grades)

Initialization fails

No charge

Initialization succeeds

After the user picture is successfully collected, the response parameter (ekycResult) of the ZOLOZ checkresult API returns "Success", "Pending", or "Failure" to charge.

Customers can obtain business results through the checkresult API.

ZOLOZ Face Capture

Initialization fails

No charge

Initialization succeeds

After the user picture is successfully collected,the response parameter (faceCaptureResult) of the ZOLOZ checkresult v1a API returns "Success" or "Failure" to charge.

Customers can obtain business results through the checkresult v1a API.

ZOLOZ Face Compare

Not involved

Charges will be made after the face comparison is successful, that is, when "SUCCESS" is returned in the response parameter (resultCode) of the ZOLOZ compare API.

ZOLOZ ID Recognition(SDK Version)

Initialization fails

No charge

Initialization succeeds

After the user picture is successfully collected, the response parameter (recognitionResult) of the ZOLOZ checkresult API returns "Y" or "N" to charge.

Customers can obtain business results through the checkresult API.

ZOLOZ Connect

Initialization fails

No charge

Initialization succeeds

After the user picture is successfully collected, the response parameter (resultCode) of the ZOLOZ checkresult API returns "SUCCESS" or "NOT_SAME_PERSON" to charge.

Customers can obtain business results through the checkresult API.

ZOLOZ NFC Reader

Initialization fails

No charge

Initialization succeeds

Charges will be charged if the NFC read is successful, the response parameter (nfcResult) of the ZOLOZ checkresult API returns "Success", "Pending", or "Failure" to charge.

Customers can obtain business results through the checkresult API.

ZOLOZ CN Authority

Not involved

Charges will be charged if "SUCCESS" or "AUTHORITY_NOT_SAME_PERSON" is returned in the response parameter (resultCode) of the ZOLOZ verify API.

Billing Explanation for Native SDK Integration

When the initialization succeeds, a fee shall be charged at 2.n when ZOLOZ SDK successfully collects and uploads data, as illustrated in the following diagram.

icms-计费文档时序图更新.png

Notes:

  • ZOLOZ charge standard is based on FLOW status, which obtains the final value at2.n.

  • The call ofcheckresultis to check the result, and can not change the status of the flow.Once the flow status meets the billing conditions, billing will occur even if the checkresult API is not called in time.

  • In order to avoid any billing discrepency between ZOLOZ and the Merchant, we strongly recommend that the Merchant completesthe whole interaction flowfollowingApp SDK-mode integration/Mobile web (H5)-mode integration, and determines whether a transaction should be charged or not based on the returned result fromcheckresult.

Note: The document is for reference only.