Background
Electronic KYC (eKYC) is the process of completing identity verification and other KYC requirements digitally. The key requirement of eKYC is identity verification(IDV), which ensuring that a customer or client is actually who they say they are. It outperforms other traditional identification processes with its high accuracy, efficiency improvement, low labor costs and less physical contacts of people. It offers end users convenience, speed, and privacy.
What is ID Verification
ID Verification is an AI-powered eKYC solution to accurately verify the authenticity of user identities. With document recognition, liveness detection and face comparison involved, Alibaba Could ID Verification provide a risk-based approach to the customers in terms of digital identity systems.
Features
Document recognition
OCR feature enables the identity information extraction from the images of documents. It determines whether the ID documents have been tampered with by using the industry-leading forgery detection AI technology. Recapturing and photo copy can also be effectively detected.
Liveness Detection
ID Verification accurately collects and identifies the facial expressions and actions of users during interactions in real-time. This detects whether the facial expressions and actions belong to real people, defending against identity fraud (such as screen recaptures and printing crops), to ensures the authenticity of the collected data.
Face Comparison
ID Verification quickly extracts and recognizes facial biological characteristics. It uses similarity calculation to help quickly confirm whether the images belong to the same person, with over 99.8% accuracy.
Solution Options
The following table shows more information about integration involved and products supported.
Solution | Product code | Description | Integration mode |
eKYC | eKYC | An online eKYC solution, including ID Recognition and face recognition. |
|
eKYC_MIN | Pure API mode | ||
Liveness Verification | FACE_VERIFY | Collect and compare a selfie to the local database with biometric liveness checks, to ensure the user is the same person already in the system. |
|
Liveness Detection | FACE_LIVENESS | Capture and detect a user's selfie, to determine whether it is a live person. |
|
FACE_LIVENESS_MIN | Detect a person's face photo belongs to a live person or not. | Pure API mode | |
Face Comparison | FACE_COMPARE | Compare two face images to determine whether they are from the same person. | Pure API mode |
ID Recognition | ID_OCR | Capture an image of ID card and complete information extraction via OCR (Optical Character Recognition) technology, with ID spoofing check. |
|
ID_OCR_MIN | Detect and determine whether the ID card image is forged or not, with information extraction. | Pure API mode |
Integration mode
Alibaba Cloud provides a variety of integration mode for you to integrate with ID Verification.
Native APP SDK mode: provides an SDK and related server-side APIs for integrating with a native mobile application so that end users can start the Alibaba Cloud services through the mobile application.
Mobile Web HTML5 (H5) mode: provides a web SDK and related server-side APIs for integrating with a mobile web (H5) application or H5 pages so that end users can start the services via a mobile web application or mobile web browser.
Pure API mode: provides server-side APIs for developers to directly call the services.