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Financial Intelligence Engine:接入ZOLOZ網關

更新時間:Oct 23, 2025

ZOLOZ API獨立於程式設計語言並由網關服務對外開放。在接入ZOLOZ API之前,您需要確保可以與ZOLOZ網關服務進行通訊。本文介紹使用Java庫接入ZOLOZ API的方法。

前提條件

  • 網關服務基於網關協議而實現,請確保您已瞭解ZOLOZ網關協議

  • 您已擷取與網關服務通訊時使用的API憑證,請參見擷取API憑證

接入方法

要實現與網關服務通訊,一是可以整合已有的網關協議庫,二是自行實現網關協議。

ZOLOZ為您提供以下庫:

  • Java庫:當您的程式設計語言是Java時使用此庫,請參見添加Java庫

Authentication test API說明

本文使用Authentication test API進行示範。Authentication test API是一個特殊的API,與特定產品無關,用於身分識別驗證測試。Authentication test API支援所有有效JSON對象,並返回相同的JSON對象,類似echo命令。

和其他API 一樣,Authentication test API也建立在網關服務之上,當您成功地調用Authentication test API後,整合其他API將非常簡單。

操作步驟

下面介紹使用Java庫接入ZOLOZ API的配置步驟。

添加Java庫

ZOLOZ Java庫發布在Maven中央存放庫中。以下介紹如何使用公用Java庫與網關服務互動並調用ZOLOZ API。

  1. 引入API SDK。
    在專案的POM檔案中添加以下依賴項,將庫引入專案中。如需擷取最新版本的依賴項,請單這裡

<dependency>   <groupId>com.zoloz.api.sdk</groupId>   <artifactId>zoloz-api-sdk</artifactId>   <version>1.0.2</version></dependency>
  1. 匯入OpenApiClient類。

import com.zoloz.api.sdk.client.OpenApiClient;
  1. 執行個體化並配置OpenApiClient類。

//Set proper values to following vairablesString clientId = "<Client ID>";
String zolozPublicKey = "<ZOLOZ's public key content encoded in base64>";
String merchantPrivateKey = "<The merchant's private key content encoded in base64>";
//Instantiate an OpenApiClient object with signature validation and encryption both enabled by defaultOpenApiClient client = new OpenApiClient(); 
client.setHostUrl("<ZOLOZ gateway URL>");
client.setClientId(clientId);
client.setMerchantPrivateKey(merchantPrivateKey);
client.setOpenApiPublicKey(zolozPublicKey);
//NOTE: uncomment the following line if you want to skip signature validation for response//client.setSigned(false);      //NOTE: uncomment the following line if you want to disable encryption//client.setEncrypted(false);  
  • 您需要將代碼中的以下欄位替換成您的真實資訊。如需擷取clientId、zolozPublicKey、merchantPrivateKey,請參見擷取API憑證

    • clientId:客戶ID。

    • zolozPublicKey:ZOLOZ交易公開金鑰,採用Base64編碼格式。

    • merchantPrivateKey:商戶交易私密金鑰,採用Base64編碼格式。

    • setHostUrl:ZOLOZ網關URL,如需擷取ZOLOZ網關URL,請參見選擇網站和環境

  1. 調用ZOLOZ API。

//Set the name of authentication test API String apiName = "v3.aml.nss.screen";
//Set the request, a simple JSON objectString request = "{\"bizCode\":\"ONBOARDING_PERSON_DEFAULT\",\"person\":{\"personName\":\"peter\"},\"customerId\":\"test_customer\",\"subjectType\":\"PERSON\"}";
//Call the API, the response is expected to be a JSON string of the same JSON objectString response = client.callOpenApi(apiName, request);
  1. 接收來自API的響應。

{
    "decision": "REVIEW", 
    "bizCode": "ONBOARDING_PERSON_DEFAULT", 
    "hitResults": [
        {
            "scanArgs": "[{\"disableSearch\":false,\"groupName\":\"GROUP1\",\"requestArgMap\":{\"BIRTHDAY\":\"19660510\",\"CITIZENSHIP\":\"\",\"PERSON_NAME\":\"John Doe\",\"ID\":\"\",\"GENDER\":\"\"},\"watchlistGroups\":[\"DEMO_PERSON_SANCTION\"]}]", 
            "scanResult": "review", 
            "hitReason": {
                "engineType": "SANCTION", 
                "hitType": "name_match", 
                "paramMatch": "John Doe", 
                "recordMatch": "John Doe", 
                "matchRate": 100, 
                "matchStrategy": "s_person_name_common_src_full_name_similar"            }, 
            "hitRecord": {
                "id": "example_12345", 
                "origin": "DOWJONES", 
                "type": "Person", 
                "activeStatus": "Active", 
                "nameDetails": [
                    {
                        "nameType": "Primary Name", 
                        "nameValueList": [
                            {
                                "firstName": "John", 
                                "surname": "Doe"                            }
                        ]
                    }
                ], 
                "descriptions": [
                    {
                        "description1": "3", 
                        "description2": "1"                    }
                ], 
                "dateDetails": [
                    {
                        "dateType": "Date of Birth", 
                        "dateValueList": [
                            {
                                "day": "10", 
                                "month": "May", 
                                "year": "1966"                            }
                        ]
                    }
                ], 
                "sanctionsReferences": [
                    {
                        "toDay": "10", 
                        "toMonth": "Sep", 
                        "toYear": "2019", 
                        "value": "Sanctioned for financial crimes"                    }
                ], 
                "countryDetails": [
                    {
                        "countryType": "Citizenship", 
                        "countryValueList": [
                            {
                                "code": "example_country_code"                            }
                        ]
                    }
                ]
            }
        }
    ], 
    "totalHits": 1, 
    "rcrrRiskLevel": "", 
    "eventId": "6728d09e2113b33b6cc7e47a361c****", 
    "result": {
        "resultCode": "SUCCESS", 
        "resultMsg": "success", 
        "resultStatus": "S"    }
}

相關資料

JAR和ZOLOZ輔助指令碼在Github上已開源,您可以通過下方連結擷取原始碼。