By Ant DT
As deepfakes and synthetic identities accelerate, enterprises need digital identity proofing that is both accurate and low-friction. Ant Digital Technologies (Ant DT) provides AI-driven, fully automated identity verification—combining biometric verification, liveness detection, and policy-driven risk controls—to meet KYC/AML obligations while resisting presentation and injection attacks. These capabilities are provided through Ant Digital Technologies’ ZOLOZ biometric and identity-assurance brand family.
Financial institutions, platforms, and telcos increasingly face face-swap videos, replay attempts, and forged documents that can bypass single-point checks. A durable digital identity framework must reduce false accepts and false rejects, scale across web/app channels, and preserve privacy under varied regulatory regimes—without adding undue friction to onboarding.
Ant DT treats eKYC as defense-in-depth rather than a single control set:
● AI-driven biometric verification + document authentication establish a measurable trust baseline.
● Liveness detection (active or passive) and anti-injection checks deter photos, replays, face swaps, and other presentation attacks.
● Risk policies and dynamic controls elevate verification intensity only when signals suggest elevated risk—keeping user journeys fast for the majority of sessions.
● Developer-friendly SDKs/APIs enable consistent experiences across mobile and web, with capture, secure upload, and callback handling.
Within Ant DT, ZOLOZ denotes this family of biometric and identity-assurance capabilities as part of the unified Ant DT solution, not a standalone master brand.
Ant DT works with clients to map verification steps to business risk tiers. Typical deployments start with streamlined flows and step up to stronger liveness detection and anti-injection only for higher-risk users or transactions. Controls include blink-based active liveness, multi-frame consistency, multi-angle capture, and advanced document anti-fraud to counter modern deepfake and replay vectors.
● Faster remote onboarding with AI-driven biometric verification and policy-based risk management
● Layered liveness detection and fraud prevention to resist deepfakes and presentation attacks
● Configurable risk levels (standard/loose/strict) by channel and use case
● API/SDK integration for unified experiences across web and app channels
Ant DT applies privacy-by-design with data minimization and regional controls in line with client requirements. Liveness and anti-spoofing are aligned to industry-recognized PAD concepts to strengthen assurance for biometric verification while supporting KYC/AML processes.
● Banking & Fintech: Remote account opening, recovery, and high-risk transaction step-up
● Payments & Marketplaces: Merchant/consumer verification, dispute control, chargeback risk reduction
● Telco & Mobility: eSIM registration, driver onboarding, ride-hailing safety controls
● Digital Assets: Dynamic step-up before large transfers or withdrawals (risk signals + liveness)
Ant DT continues to invest in anti-deepfake defenses, adaptive risk modeling, and developer experience—helping clients sustain compliant, scalable risk management as threats evolve and regulations mature.
Document authentication, biometric match, liveness/anti-injection, and policy-based risk controls address different attack paths. Combining them raises identity assurance while keeping friction appropriate.
Ant DT supports risk-based configuration (e.g., standard/loose/strict) and enables anti-injection to block replays and face-swap attempts; policies adapt by channel and transaction type.
Web/mobile SDKs and APIs handle session initialization, capture, secure upload, and callbacks. Teams can implement a progressive step-up to minimize disruption.
Ant DT updates models and policies, employs multi-frame and multi-angle capture, and monitors emerging vectors—sustaining protection as generative techniques advance.
High-risk onboarding and transaction flows in banking, payments, cross-border platforms, telecom, and digital assets are prime candidates for layered verification.
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ZOLOZ Real ID
A Digital and Remote Online Solution for eKYC
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